From mobile point-of-sale to cashless bus fares and fuel smart cards, we design, build, deploy and maintain the systems that keep money and people moving.
Matsimba Technologies is a private Zimbabwean company that designs, develops, deploys and maintains software and hardware systems. Wholly owned by Zimbabweans, we build competitive products that improve the well-being and socio-economic rise of Zimbabweans.
Product and system development that is customer-focused and human-centred, from payment back-ends to the devices that run on them.
We train your team to be the first line of implementation and maintenance for the technology they rely on.
On-site installation, real-time monitoring of deployed systems and dependable after-deployment support.
Secure, reliable & scalable Object-oriented design with full traceability International best-practice standards Long-term client relationships
UniPay is the payment core behind Tapcard and the ZINARA Paytoll card. Select any product to explore it.
A real-time payment engine built on data streams and web sockets, integrated with banks' core systems via ISO 8583.
Zimbabwe's first digital cashless payment system for public transport, launched with ZUPCO in 2019.
A toll payment card built for the Zimbabwe National Road Administration (ZINARA).
Lets merchants accept card payments through the UniPay platform, connected in real time to banks and mobile money.
Smart fuel management for oil marketing companies and fuel dealers. Developed for Petrotrade.
A single view of fleet availability, dispatch and maintenance for transport operators.
Know where every vehicle is, so operators can plan, dispatch and protect their assets.
Choose a transaction type and follow it from the POS through UniPay, the banks and the switch. Hover over any part of the diagram to see its role.
Illustrative simulation. Amounts and references are examples.
EMV L1/L2, PCI PTS and SRED compliant devices, certified by Visa, Mastercard and UnionPay.
Accept cards anywhere. The back-office portal handles merchant, device and bank-account registration, plus reports.
Real-time dashboards, unique references, geo-tagged transactions and analytics for each merchant.
A standard rollout takes 2 to 4 weeks. The platform is hosted in UniPay's private cloud, and a disaster-recovery site can be deployed locally.
Hover over a bar for details.
Late in 2018, cash shortages made boarding public buses difficult. Matsimba responded with Tapcard, an NFC payment system that introduced Zimbabwe's first digital cashless fares for public transport. Passengers top up at Tapcard agents across the country, straight from their bank accounts, through our partnerships with several banks.
Demo with example amounts. Click the card or press “Tap card”.
Stores up to 500 transactions and uploads them automatically as they happen; manual upload is also available. Memory clears at 00:00 after the daily cut-off, and conductors can check their transactions at any time with Batch Audit.
| Depot | Amount | Status | Device | Time |
|---|
Depot cashiers and accountants sign in with depot credentials to view every fare without being able to edit it. Failed transactions are reversed automatically.
Try it: switch the period or search a device ID, such as TP000586.
| Depot | Value | Volume | Type |
|---|
Built for accounts teams to track daily sales and settlements by depot. Volume shows how many passengers tapped to board. The settled amount is net of commission and charges.
Toggle between payments and settlements.
Conductors enter their Tap Machine number and watch their daily sales build up, which makes end-of-shift reconciliation simple. The app shows the last 100 transactions, custom date ranges, card transactions, merchant details and daily sales.
Passengers register with a mobile number, set a PIN, view their transactions and block a lost or stolen card instantly.
Sahara gives fuel dealers and oil marketing companies a smarter way to deliver, manage and get paid for fuel. It monitors consumption in company tanks, tracks inventory, and replaces paper coupons with a secure Fuel Smart Card. It was developed for Petrotrade.
Transaction count, litres and value for each product (diesel and petrol) over the month.
Our head office is in Belvedere, Harare, and we plan to open branches in every major city in Zimbabwe.
